Below are answers to our most popular questions. If you have a question not listed below feel free contact us.
Why Is RATEANDTERM.COM Right For Me?
RATEANDTERM.COM leverages proprietary software to radically improve the speed and accuracy of loan qualification. That means within days after contacting us you will know what loan programs are available to help you acquire the capital you need to start, grow or expand your business.
Do you charge for your service?
We do charge a fee for our service. It’s typically between 1% - 3%. Fees are collected from the lender at funding. We will never collect a fee from you unless you are notified in writing before the process begins.
How long does it take to fund the loan?
Business loans generally take 30 days to fund and real estate loans 60 days primarily due to the commercial appraisal. You will know the expected time to fund before engaging a lender.
Are you able to match me with funding sources nationwide?
Yes! Our preferred lender portfolio extends nationwide.
May I contact you after I have been matched to a lender?
Yes! You may contact your assigned representative any time throughout the entire process.
What if the lender I’m matched with isn’t able to fund my loan?
What? No! If this happens, notify us immediately and we’ll continue working on your behalf to help you acquire the capital you need to start, grow or expand your business.